EMI Bounce Ho Gayi? Panic Nahi, Smartly Handle Karein!

EMI Miss Ho Gayi? Koi Baat Nahi – Ab Soch Samajhkar Kadam Uthayein!

🛑 EMI Miss Hone Ki Common Wajah: 💰 Salary late aana ⚙️ Auto-debit fail hona 🏦 Account me paise na hona 📅 Due date bhool jaana

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✅ Ab Kya Karein?

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Bank Ko Turant Inform Karein Same din bank ya loan provider se contact karein. Apna genuine reason batayein – salary delay, health issue, emergency, etc.

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Penalty Aur Charges Samjhein EMI bounce hone par ₹300–₹500 ka penalty lag sakta hai + extra late payment interest bhi.

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Auto-Debit Fail Ho Raha Hai? Manual Payment Karein Auto-debit bar-bar fail ho raha ho toh UPI, net banking, ya branch visit karke manual payment karein – on time.

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Loan Restructure Ka Option Dekhein Agar EMI bharne me baar-baar problem ho rahi ho, toh bank se tenure badhane ya kuch time ke liye EMI postpone (defer) karne ka option maangein.

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Credit Score Bachana Zaroori Hai Har EMI miss se aapka CIBIL Score girta hai – future loan lene me dikkat ho sakti hai.

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💡 EMI Bounce? No Tension! Smart log panic nahi, solution sochte hain. Thodi planning se loan bhi manage hoga, aur credit score bhi shine karega!

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