Allocate 40-50% of Your Salary for EMI
– Ideally, your
EMI should be around 40-50% of your monthly salary
to manage expenses comfortably.
Example: If your
monthly salary is ₹50,000
, you can afford an
EMI of ₹20,000 - ₹25,000
.
Use an Online EMI Calculator
The calculator will give you the exact EMI amount.
Choose a Longer Tenure for Lower EMI