Agar aap property kharidne ke liye bank loan apply kar rahe hain, to loan rejection se bachne ke liye in 5 baaton ka dhyan rakhein

Achha CIBIL Score Rakhein (750+ Hona Chahiye)

Aapka credit score 750 ya usse zyada hona chahiye.

Poor credit history ya purane loan ke default hone par loan reject ho sakta hai

Stable Aur Regular Income Proof De

Aapki income stable honi chahiye, taki bank ko bharosa ho ki aap EMI bhar sakenge.

Salary slips, ITR, bank statements jaise documents tayar rakhein.

Property Ke Legal Documents Clear Ho

Property par kisi bhi tarah ka legal dispute ya unauthorized construction na ho.

Title deed, encumbrance certificate, land use certificate jaise papers sahi hone chahiye.

Zyada Financial Burden Na Ho (Low Debt-to-Income Ratio)

Agar pehle se zyada loans ya EMIs chal rahi hain, to naye loan ka approval mushkil ho sakta hai.

Total EMI income ka 40-50% se zyada nahi honi chahiye.

Sahi Loan Amount Aur Tenure Choose Karein

Zyada loan amount lene se rejection ho sakta hai, isliye apni repayment capacity ke anusar loan apply karein.

Achha tenure select karein taki EMI affordable rahe.

In points ka dhyan rakhein, aur agar zaroori ho to ek financial advisor ya loan expert se salaah lein taki aapka loan easily approve ho sake.